Downtime for your commercial trucks is more than an inconvenience - it's lost profit.

That's why our commercial auto insurance coverage and service get you back on the road fast.

If you think all auto insurance policies are the same, you should take a closer look. Most of them provide basic protection for damage to your car, injuries, and normal liability. But many people want added protection to get the most out of their coverage.

The Safeco Optimum Package™ includes eight affordably-priced items bundled as a full-package to give you maximum benefit and protection for minimal added cost. For as little as $5 a month you can have greater protection, and peace of mind knowing that you're better prepared for the unexpected.

* Diminishing Deductible to reduce your collision deductible by $50 for every six months you are claim-free for up to five years, or $500. This coverage actually rewards you for your safe driving while insured with Safeco.

* Electronic Lock/Key Replacement Deductible Waiver to replace electronic keys or electronic remote controls if they are lost or stolen, without applying your deductible.

* Emergency Expenses to pay up to $200 for emergency transportation, meals, and lodging in the event of an accident away from home; or up to $1000 if more than 25 miles from home.

* Personal Property Coverage to pay up to $1000 for loss of items in your car due to theft.

* Waiver of Adjustment for Depreciation or Betterment to pay for new parts on those items that oftenwear-out (e.g. tires, breaks, etc.) when damaged in a collision.

* Uninsured Motorist Property Damage Deductible Waiver to waive the deductible applied to repair damage caused to your vehicle by an uninsured driver.

Your Safeco Optimum Package™ also includes two bonus coverages that can come in handy for some occasions. These include:

* Worldwide Rental Coverage extends comprehensive and collision coverage (not liability coverage) for autos rented anywhere in the world. Subject to your policy deductible. Coverage provided under the base policy, including liability, is already extended to vehicles rented in the US and Canada.

* Non-Owned Trailer Coverage to cover trailers you may rent or borrow for moving or hauling items, up to $3,000.

If your business property were destroyed, how long do you think your business could survive? If your business property is destroyed, your sales and production schedules are usually disrupted. And while your business is shut down, you lose income. The good news is, when you’re prepared, it's a lot easier to recover.

Contact Michael Dubberly Insurance for more information.

Michael Dubberly Insurance is a representative of several insurance companies. This helps to make sure you get the right coverage at the right price. Some of the companies we represent include:

-Hanover

-Travelers

-Encompass

-And Many More.