
It is the name of one of the original townships established by Irish immigrants during the mid-1700's in Jefferson County. The Irishmen started the town on the banks of the Ogeechee River just south of present day Louisville. We chose the name in tribute to the wonderful history of Jefferson County and the surrounding areas. Over these many years, QNB&T has flourished, geographically & financially despite a variety of challenges during our 100+ years of history. In fact, the American Bankers Association has recognized us as one of the TOP 50 COMMUNITY BANKS IN THE UNITED STATES.
Queensborough National Bank and Trust Company understands that every borrower is different, and we offer the widest variety of mortgage loan products to meet your individual needs. We also offer local loan processing and approval, as well as exceptional customer service. We understand that every borrower is different, and we offer a variety of mortgage products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
QNB&T wants to provide you with the financial flexibility to help you grow! That is why we offer a variety of lending options, including:
• Fixed Assets
• Term Loans
• Installment Loans
• Short-Term Working Capital
• Line of Credit
• Letter of Credit
In addition, we are an authorized, Preferred SBA (Small Business Administration) Lender. We can answer your questions and assist you in applying for loans, such as the SBA7(a) Program, the 504 Program, and others, including Rural Development.
We were founded on two service principles upon which we continue to uphold:
Always listen to the needs of our customers.
Keep the banking process as simple as possible.
Copies of our Annual Report are available to customers at each of our Branch Offices, in addition to our Corporate Headquarters building.
Pictured above, seated left to right: Carol Brooks, Mike English, Stacey Allen; standing left to right: Becca Powers, Bryant Easterling, Kimberly Hammock.
Personal Loans are available to approved applicants for a variety of needs, including computer equipment, home improvements, boats, and campers. We offer competitive rates and flexible terms, as well as other personal financing services, such as:
• Personal Line Of Credit
• Automobile loans
• Home Equity Loans
• Mortgage Loans
• Construction Loans
Please contact a QNB&T loan officer at the office nearest to you.
Purchasing, improving, or refinancing property is an important decision in any business. At QNB&T, we can help you determine the best financing option for your particular situation.
Business mortgages may also be used to construct, purchase or refinance certain types of income-producing property, such as a retail space, rental housing, commercial offices, or warehouse facilities.
Since we are an independent banking organization with in-house underwriting capabilities, we can service you quickly and more personally than the larger regional and national banking groups.